Meet Kelly

Every customer is unique, and I'll take the time to get to know your financial needs, then identify opportunities and lending programs designed for your specific circumstances. Driven by honesty, integrity and your best interest, I'm committed to making your home-buying process an enjoyable experience.

I have more than 25 years of experience in the mortgage business. That means you can put my proven knowledge and skills to work for you. My business is all based on repeat and referral business from satisfied past customers, as well as referrals from real estate professionals. My goal is your 100 percent satisfaction.

How I Work

Knowing a file from start to finish, based on my early experience as a loan processor, gives me – and my customers – a definite advantage. I love the challenge of creating your loan, and I'll work hard to figure out how to get it closed on time, with no surprises.

I'm honest, and I'll always be up front with you in setting expectations. A hands-on listener, I know every customer's loan needs are different. Your mortgage is an individual fit based on your financial situation and goals. I'm dedicated to helping you achieve them.

Our experience with you was incredible. I heard a lot of bad stories from people who had used other lenders, and I can honestly say our work with you was painless. I will recommend you to everyone I come across who is looking to buy. Thank you for all you have done for us.
Michael Holmes

Expertise and Specialties

  • Purchases
  • Refinances
  • Second homes
  • Investment properties
  • First-time home buyer loans
  • MHFA down payment assistance


MortgageMapp is an electronic business card that does more than share my contact information with you. It also gives you 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate Payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients

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Community Involvement

  • Spare Key
  • United Way
  • St. Jude Children’s Hospital

Honors and Awards

  • Bell Mortgage President’s Club
  • Bell Mortgage Platinum Club

Super Mortgage Professionals 2013
Super Mortgage Professionals 2014
Super Mortgage Professionals 2015
Super Mortgage Professionals 2016
super mortgage professional 2017
2018 super mortgage professional
SMP 2019